Detect fraud in milliseconds with 23 data connectors, evaluate credit risk with real local context, and comply with SUPER/BCE regulations without teams of hundreds. All on your infrastructure, with your data.
In finance, one second of delay in fraud detection can cost millions. The difference between detecting a suspicious transaction in 40 milliseconds vs. 24 hours is the difference between a solid institution and a bankrupt one. Regulatory efficiency is not a luxury: it is a survival requirement.
Voyant analyzes millions of transactions per second with 23 data connectors. Detects anomalous patterns before money moves, not after. Reduces false positives by 85% through continuous learning of normal customer behavior.
Yachaq LLM EC evaluates credit risk with traditional AND alternative data specific to Ecuador: cash payments, credit union history, local job stability, community references, and cultural patterns. More inclusive, more fair, more accurate.
YACHAQ automates LOPDP compliance on every transaction. Explicit consent, k-anonymity in aggregated reports, and complete blockchain traceability. Reports for SUPER and BCE are generated in minutes, not weeks.
Voyant integrates core banking, payment gateways, cards, SWIFT/ACH transfers, ATMs, and external sources in real time. The model evaluates each transaction in under 40 milliseconds comparing against historical fraud patterns, customer behavior, and statistical anomalies. If a pattern matches known fraud, the transaction is automatically blocked and the risk officer receives an alert with complete historical account behavior analysis.
Yachaq LLM EC evaluates risk with traditional data (credit bureau, banking history) AND alternative data specific to Ecuadorians: cash rent payments, savings and credit cooperative history, local company job stability, verified community references, and consumption patterns. The model is trained with Ecuadorian cultural context: it understands that a merchant from the Central Market can be more solvent than a formal employee with scarce banking history.
SomaAgent01 automatically generates regulatory reports for SUPER, Central Bank of Ecuador, and other control entities. Consolidates data from core banking, credit portfolio, provisions, liquidity, and operations with exact regulatory format. Includes automatic cross-validations that detect inconsistencies before the report leaves the institution. Reduces preparation time from weeks to 12 minutes.
SomaAgent01 operates as an autonomous financial advisor that handles queries about balances, movements, loans, and investments 24 hours a day. Responds in natural Spanish, generates personalized expense and income reports, detects suspicious charges, and escalates complex cases to the account officer with full context. AgentVoiceVox enables natural voice attention on incoming calls, identifying the customer by voice biometrics.
Voyant analyzes the complete credit portfolio cross-referenced with local macroeconomic, climatic, and sectoral data. Predicts with 3-6 months advance when a specific sector (agriculture, construction, tourism) will show deterioration. Alerts risk management with enough time to restructure portfolio, adjust provisions, or tighten credit policies before damage is irreversible.
YACHAQ manages explicit digital consent for each personal data processing. Records in traceable blockchain every access, modification, or transfer of customer data. Automates ARCO rights responses with under 10 business days response time. Generates technical audits ready for SUPER with complete traceability. Compliance is not a paper policy: it's operational technical infrastructure.
Each component fulfills a critical function in your financial institution's operation, from the first transaction to regulatory reporting.
The 24/7 risk analyst: 23 connectors, millisecond fraud detection, automatic regulatory reports, and risk concentration prediction.
The local credit evaluator: understands Ecuadorian financial context that global models ignore, including informal economy.
The digital compliance officer: LOPDP, explicit consent, and blockchain traceability on every transaction.
The autonomous financial advisor: serves clients, generates reports, and escalates complex cases with full context.
The risk memory: learns from every detected fraud, every granted loan, and every anomalous pattern.
The intelligent service line: natural voice for complex banking queries, with voice biometrics.
We connect Voyant with your core banking, payment gateways, card systems, ATMs, and external data sources in 72 hours. We don't interrupt operations. All transaction flows are monitored in real time from minute one.
The system studies your transaction history, detected frauds, customer behavior, and your institution's normal patterns. It learns what is normal for you and what is not. Every institution has a unique risk profile: the model adapts to yours.
Every new transaction is evaluated in under 40 milliseconds. If a pattern matches known fraud or presents significant statistical anomaly, the system automatically blocks the transaction, alerts the risk officer, and generates a technical report with complete evidence for investigation.
At the end of each period, SomaAgent01 generates all regulatory reports with consolidated data, cross-validations, and exact format required by SUPER and BCE. Your compliance team goes from collecting data to making strategic risk decisions.
SomaTech Ecosystem
13 products. One vision.
Fraud detection accuracy
Reduction in false positives
Faster credit scoring
Less time on regulatory reporting
Client service without additional staff
Reported personal data breaches
Every client's personal data is protected with explicit digital consent, automated ARCO rights, and complete blockchain traceability. Audits ready for SUPER with irrefutable technical evidence.
Automated reports with exact regulatory format. Consolidated core banking data, automatic internal validations, and complete traceability of every reported figure. No human consolidation errors.
Edge-first processing and end-to-end AES-256 encryption. Your customer data never leaves your jurisdiction without your explicit control. Real financial sovereignty, not contractual promises.
Regulators and auditors can review the code that processes sensitive data. Total transparency that reduces sanction risk and strengthens public trust in your institution.
At 3:47 AM, a business account tries to transfer $50,000 to an unreported tax haven account. Before, this was detected the next day in manual review. Now, Voyant identifies the pattern in 38 milliseconds: the account had never transferred to that destination, the amount exceeds 5 standard deviations of its historical behavior, and the destination is on alert lists. Blocks the transaction, alerts the risk officer with complete analysis, and generates a report for the Financial Analysis Unit. The money doesn't move. Fraud is prevented.
Maria has a stall at Quito's Central Market for 8 years. She has never had a formal bank account, but pays her rent in cash punctually, buys merchandise weekly, and has solid community references. Traditional banks reject her for lack of credit history. Yachaq LLM EC evaluates her commercial stability, verified references, purchase patterns, and community context. Approves an $8,000 loan at a fair rate. Maria expands her stall. The bank gains a loyal customer who was previously invisible to the formal financial system.
It's 6 PM on the last business day of the month. Before, the compliance team worked until midnight consolidating SUPER reports in multiple Excel sheets, with constant risk of sum errors or incorrect format. Now, SomaAgent01 generates all regulatory reports in 12 minutes: credit portfolio, provisions, liquidity, significant operations, and risk concentration. Every figure is cross-validated against the core banking system. The format exactly meets SUPER requirements. The team goes home for dinner with their families.
Your customers' financial data is never on third-party servers you don't control. Real compliance with owned infrastructure, not promises in an adhesion contract.
Auditors and regulators can review the code that processes sensitive data. Reduces sanction risk and strengthens public trust in your institution.
No per-transaction volume licenses that double every year. Pay for implementation and support. Your growth is not punished with growing invoices.
Implementation team in Ecuador that understands SUPER regulations, BCE norms, and the reality of the local financial system. No outsourcing, no call centers in other countries.
Self-hosted
Download the source code from GitHub. Deploy on your private data center or sovereign cloud. No per-transaction license costs. Ideal for fintechs with in-house technical staff.
Download from GitHubManaged
Mission-critical implementation with 24/7 support, high-availability architecture, training for risk and compliance officers, custom connector development for your core systems, and regulatory compliance auditing. Price on request.
Contact SalesBook a 30-minute demo. We'll show you how to detect fraud in real time with your own historical data, no commitment.
